GOT QUESTIONS? 

💡 Frequently Asked Questions

🚀 Getting Started

❓ What is a hard money loan?
✅ A hard money loan is a short-term, asset-based loan 🏠 that’s backed by the property — not your credit score.
Perfect for real estate investors who need fast, flexible funding ⚡ without the red tape.

❓ How quickly can I get funded?
⏱️ Most deals close in 5–7 business days — sometimes even faster if needed. We move at the speed of opportunity 🚀.

💰 Loan Terms & Fees

❓ What fees should I expect?
💼 We believe in transparency. Typical costs include:
🔹 Appraisal (if applicable)
🔹 Inspection
🔹 Title policy & insurance
🔹 Extension fees (if needed)
That’s it — no hidden costs, no surprises. Just straightforward, honest terms ✅.

❓ Can I extend my loan?
🕐 Yes — qualified borrowers can request an extension if needed (subject to a small fee 💵). We’re flexible when it makes sense 🤝.

❓ Is there a prepayment penalty?
🎉 No penalties here. Pay off your loan early and keep more in your pocket — we actually encourage it 💸.